David Vélez and Nubank sell digital banking as salvation
On Invest Like the Best, David Vélez hailed Nubank's 140 million digital customers, but algorithmic credit expansion is just extraction.
By Maya Ellison ·
fintech — Lorien Times
Data Will Replace Plastic: How AI Agents Are Rewiring Credit
The future of finance moves beyond physical cards, leveraging identity and complex machine learning to create new forms of digital collateral.
By Grant Colby ·
Stripe’s AI Engine: Why Engineering Speed is the New Bottleneck
Financial infrastructure platforms are shifting from capital constraints to pure engineering velocity, driven by agentic coding tools.
By Nikhil Raghavan ·
How Controlled Chaos Powers Modern FinTech Ambitions
Kalshi’s model reveals that continuous internal disagreement is necessary to navigate extreme regulatory optimism.
By Nikhil Raghavan ·